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Bay Bank is a full-service community bank, which prides itself on high touch and high tech customer service supported by state-of-the-art technology. Bay Bank´s main office is in Theodore, and operates full service branches at Airport Blvd, Bayley´s Corner, Dauphin Island Alabama. If you´re looking for a locally headquartered bank with personable service, Bay Bank is the right bank for you. Whether you need secure online banking, checking and savings accounts for personal or business banking, mortgage or business loans, Bay Bank will make your life easier with our full range of services.
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyerss Trust Accounts (“IOLTAs”). For more information about temporary insurance coverage of transaction accounts, visit www.fdic.gov.