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Common Fee Schedule
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This disclosure sets forth certain fees and charges that are specific to account holders at Bay Bank. Subject to applicable law and the terms of your Account Agreement, we may amend these fees and charges contained in this schedule from time to time.If you are looking for our current Interest Rates, please see our Rate Schedule.
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Bay Bank ATM Card |
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Free |
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ATM limitations per day |
$300.00 | |
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Foreign ATM Surcharge |
-
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$1.50 |
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Debit Card Monthly fee |
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$1.00 |
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Point of Sale transaction $ limitations per day |
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Available Daily Balance |
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Replace ATM/Debit Card |
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$5.00 |
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Voice Access/Telephone transfer |
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$1.00 |
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Overdraft/Sweep Transfer |
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$2.00 |
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Dormant Account Fee |
- |
Maintenance Fee Charge |
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Redeposited Return Item |
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$5.00 |
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NSF Item |
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$35.00 |
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Interest on Uncollected Funds |
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A.P.R. *18.00% |
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Stop Payment |
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$35.00 |
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Levy/Garnishment Per Process |
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$75.00 |
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Early Account closing within 90 days |
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$20.00 |
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Check Cashing Fee |
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Non Customer $10.00 |
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Cashier’s Checks Customer |
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$5.00 |
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Cashier’s Checks |
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Non Customer $10.00 |
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Travelers Money |
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$10 |
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Wire Transfer Incoming Domestic |
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$12.00 |
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Wire Transfer Outgoing Domestic |
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$15.00 |
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Wire Transfer Incoming Foreign |
- |
Market Rate |
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Wire TransferOutgoing Foreign |
- |
Market Rate |
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Night Drop Bag |
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First bag Free/Ea. Add’I Bag -$20.00 |
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Key Deposit/Replacement |
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$10.00 |
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Bay Bank Zipper Bag |
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$5.00 |
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Statement Copies/Xerox Copiers |
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Per Page $1.00 |
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Check Copies/Account Printout |
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Each $2.00 |
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Bonds/Coupons |
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Each $15.00 |
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Collections-Incoming/Outgoing |
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Each $15.00 |
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Notary Service |
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Customer No Charge |
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Notary Service |
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Non Customer $3.00 |
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Research |
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Per hour Minimum $20.00 |
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Account Balancing |
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Per hour Minimum $20.00 |
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Gift Card |
$7.00 | |
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Safe Deposit Box Fee |
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3 X 5 $45.00 3 X 10 $75.00 5 X 10 $100.00 |
