Personal Money Market

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Guarantee yourself more of it with a Bay Bank Money Market account. Call or click now for more information.

This interest bearing, limited transaction account is designed for any individual desiring competitive earnings while having access to their funds.

Minimum Balance to open $100.00

On-Line Banking - Free

E-Statement/Mailed statement - Free

Compounding and Crediting Account Frequency – Interest will be compounded and credited monthly.

Minimum Balance to Avoid Imposition of Fees
You must maintain a daily balance of $2500.00 in your account each day to obtain the disclosed annual percentage yield.

Transaction Limitations –
During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

Balance Tiers & Deposit Rates-
Interest Rates are tied to the account balance
Daily Bal. Less than $ 2,499 – None
Daily Bal $ 2500 to $ 14,,999 – MMA Rate
Daily Bal. $15,000 to $49,999 – Bonus MMA Rate
Daily Bal $50,000 to $ 99,999 – Prime MMA Rate
Daily Bal $ 100,000 to $ 199,999 – Premium MMA Rate
Daily Bal $200,000 or greater – Platinum MMA Rate

Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. At our discretion, the interest rate and annual percentage yield may change. Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks) into your account. Statement options E-Statement or Mailed Statement.

Effect of Closing and Account :- If you close your account before interest s credited, you will not receive the accrued interest.

Other fees may Apply: Please see our Common Fee Schedule for information regarding our standard fees.

	Minimum Balance to open $100.00 On-Line Banking - Free E-Statement/Mailed statement - Free
	Compounding and Crediting Account Frequency – Interest will be compounded and credited monthly.
	Minimum Balance to Avoid Imposition of Fees You must maintain a daily balance of $2500.00 in your account each day to obtain the disclosed annual percentage yield.
	Transaction Limitations – During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
	Balance Tiers & Deposit Rates- Interest Rates are tied to the account balance Daily Bal. Less than $ 2,499 – None Daily Bal $ 2500 to $ 14,,999 – MMA Rate Daily Bal. $15,000 to $49,999 – Bonus MMA Rate Daily Bal $50,000 to $ 99,999 – Prime MMA Rate Daily Bal $ 100,000 to $ 199,999 – Premium MMA Rate Daily Bal $200,000 or greater – Platinum MMA Rate Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. At our discretion, the interest rate and annual percentage yield may change. Interest will begin to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks) into your account. Statement options E-Statement or Mailed Statement. Effect of Closing and Account :- If you close your account before interest s credited, you will not receive the accrued interest. Other fees may Apply: Please see our Common Fee Schedule for information regarding our standard fees.