Convenience Banking

Carefree is OK. There’s someone to watch over you.

Embrace the open road and don’t look back. The little things are settled with Bay Bank Convenience Banking. From Direct Deposit and Telephone Banking to Safe Deposit Boxes and Overdraft Protection, Bay Bank’s looking out for you. And should you meet a roadblock, just call.

Telephone Banking

24-Hour automated banking service is an easy way to do your banking any time of the day or night, and it's only a phone call away.

Access your account by calling VoiceAccess

251-338-2299
251-338-BAY9

Direct Deposit

Tired of waiting for the mail? Have payroll, social security, and retirement checks deposited directly into your checking or savings account.

Safe Deposit Boxes

For your valuables, we offer a secure, fire protected safe deposit box. A variety of different sizes are available to meet your needs. Fees may apply.

3 x 5	$45.00 per year
3 x 10	$75.00 per year
5 x 10	$100.00 per year

*Note: contents not FDIC insured.

Overdraft Protection

When you can't get to the bank in time, a sweep from your savings account will help you avoid those overdraft charges. There is a small fee for this service.

Overdraft Privilege

Have the peace of mind of knowing that your checks will not be returned even if you have made an error in your checkbook. Please contact your nearest Bay Bank branch and we'll tell you how.

Bank by Mail

If your schedule is too busy to get you to the bank, depend on the postal service to get your deposit there for you! We can only accept checks through this service. Please do not send cash through the mail.

Cashier's Checks

Bay Bank will draw a Cashier's Check for you whenever you may be required to assure payment to a third party.

Notary Service

Whenever you have a legal document to be notarized, we will be happy to assist you.

Stop Payments

What ever the reason, we can issue that stop payment for you.

Travel Money

When you would rather not carry cash, use Traveler Money. They are accepted world wide at ATMs and Businesses

Wire Transfer Service

A wire transfer is a quick and convenient way to send money from one place to another.

Night Depository

Our night depository is ready to receive your deposit 24 hours a day.

Merchant Services

Bay Bank is pleased to offer Merchant Services for our commercial customers. Please contact your nearest Bay Bank branch for more information by clicking "Location/Hours" above or CLICK HERE for our "Contact Us" page.

Fees may be applied for above Items. Please Check our Common Fee Schedule.