Rates Effective as of May 04, 2011.
|Bay Regular Savings||APY**|
|Daily balance $100 or greater||0.20%|
|Bay Christmas Club Savings||APY**|
|Daily balance $100 or greater||0.05%|
Minimum Balance to Open Account - $100.00 ($25.00 for minors, 18 years of age or younger)
† Fees may affect earnings on the account.